Car Loans & Auto Financing after Bankruptcy

We can help you through this difficult process! There are two main types of Bankruptcies, a CHAPTER 7 and a CHAPTER 13. KarMART Auto Credit has excelled in the area of Special Finance and have been given multiple opportunities to help people with bad or no credit.

How has that even been possible... Over the years KarMART Auto Credit has taken care of our customers as well as kept strong relationships with the banks. Our relationship with potential lenders is just as important as our relationship with you the customer. Without our relationships we would have never been able to continue through the down economy over the past couple of years. We are proud to be able to offer financing for people who are currently in a CHAPTER 7 or CHAPTER 13.

How soon can I get in to a car... In some cases as soon as you file your bankruptcy KarMART Auto Credit can get you into a vehicle. For other situations, we do need to wait for you to have your meeting of creditors (MEETING 341).Once we take a look at your credit, we'll be able to let you know how soon we can get you into your next car, truck, or SUV. For those that are in a CHAPTER 13 we will work with you in getting a letter from your trustees. A bank will require a person in a CHAPTER 13 to get permission from the courts to get a vehicle. Since you are on a payment plan on paying off your debt, the courts will tell you how much you can budget for a vehicle.

Is it really that easy... Yes! it is really that easy. We have every lender that offers financing to people in or out of a bankruptcy, whether you just got in to a bankruptcy, almost finished, or just got out of a bankruptcy. We can even help you if you have had multiple bankruptcy's. KarMART Auto Credit helps you make this process easy.